Question

You have a credit card with a balance of $754.43 at a 13.6% APR. You have $300.00 available each month to save or pay down your debts.

Answer 1

Smart thing to do -- Pay off $300 each month. After three months, you'll have it all paid off.

13.6% APR is total robbery.

Answer 2

To see how much money credit card companies steal from you, go to http://www.wolframalpha.com and type in

loan $754.43 at a 13.6% APR

Scroll to the bottom -- principle = how much the thing costs. ($754 in this case). Interest = how much money the credit card companies take from you.