Oliver has a medical illness that requires regular CAT scans throughout the year. His health insurance policy, through a coinsurance agreement, pays 75% of the cost for scans 1 – 5, 80% of the cost for scans 6 – 10, 85% of the cost for scans 11 – 15, and 90% of the cost for scans 16 – 20. Oliver is responsible for any scans over 20. If he receives 22 scans throughout a year at cost of $185 each, how much is Oliver’s out-of-pocket expense?

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