Budgeting should begin with:
you got to make sure your "needs" is met first... your main expenses in life... I don't really know what your asking exactly, but that's the primary and main goal to budgeting hope that helps with your problem
you want to make out a list of practical goals to witch you will live by...
for instance rent or mortgage and utilities has to come first...lastly would be more spur of the moment or "free" money/money left over after paying your main expenses witch you really should as much of that as possible in savings. there's lots of stuff in between but you don't really list exactly what your asking for in your question
Budgeting begins with a 'B'
Finance may be the group where this question belongs to! http://openstudy.com/study#/groups/Finance
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