Which breakdown of investments for retirement savings would a financial advisor most likely suggest for someone who is 35 years old?

5% high-risk; 15% medium-risk; 80% low-risk

10% high-risk; 80% medium-risk; 10% low-risk

35% high-risk; 30% medium-risk; 35% low-risk

50% high-risk; 5% medium-risk; 55% low-risk

Question

Which breakdown of investments for retirement savings would a financial advisor most likely suggest for someone who is 35 years old?

 5% high-risk; 15% medium-risk; 80% low-risk

 10% high-risk; 80% medium-risk; 10% low-risk

 35% high-risk; 30% medium-risk; 35% low-risk

 50% high-risk; 5% medium-risk; 55% low-risk

anonymous · Answer

@kropot72 @wio

kropot72 · Answer

Assuming that the client wants to retire at age around 55 and is not highly risk-averse, 35% high-risk; 30% medium-risk; 35% low-risk would be my recommendation.