Question

Debbie is curious about her credit score. Which scenario will most negatively impact a credit score?

keeping only one type of credit

applying for many different credit cards

keeping a high balance on her credit cards

having a short credit history

Answer 1

keeping a high balance on her credit cards

Answer 2

just guessing on this one and using common sense

Answer 3

Thanks, I have one more:

In which section of the credit report is a list of any liens filed?

personal information

public records

inquiries

account history

Answer 4

not sure, I do know that liens are public records and can be found at your local courthouse

Answer 5

thanks, that helps me too actually haha