Question

Atrap and Bracken are two rival insurance companies. Atrap and Bracken have premiums of $150 and
$100 and deductibles of $2,500 and $3,500 respectively. The average expense of surgery is $25,000.
If after 5 years, 25 of the 1,000 people registered with Bracken have gone through surgery, where does Bracken stand in terms of gains or losses?
$41,100
$39,700
-$36,600
-$37,500
-$43,000