Question

So, I am trying to get this Unit test done ASAP. I'm behind in school and rushing to get everything completed before the semester is over. Can anyone help? I will be sooooooo thankful!!!!

here are the questions...

1. If you owe money to a creditor, you are a _____. (1 point)
loaner
creditor
debtor
loanee
2. _____ is the amount of money owed in addition to the original amount. (1 point)
Principal
Interest
APR
APY
3. The original amount owed on a loan is known as ____. (1 point)
principal
available balance
credit
collateral

Answer 1

4. Which item is NOT an asset? (1 point)
house
car
debit card
cash
5. Credit scores are made of _____. (1 point)
credit history, payment history, debt ratio, and types of credit
credit profile
FICO
creditworthiness
6. Another name for a debit card is _____. (1 point)
charge card
cash transaction
check card
credit card
7. A perfect credit score is _____ points. (1 point)
750
650
700
800
8. When starting your credit history, a low-credit-limit, high-interest-rate credit card should be paid ____. (1 point)
in full, on time, every time
in even payments each time
at least the minimum due
as much as you can when due

Answer 2

Welcome to OpenStudy! Asking test questions is against the Code of Conduct.

Answer 3

Oh.....I see so many other people do it though....

Answer 4

And I'm desperate!

Answer 5

If you see people asking for help on a test, let them know it isn't allowed.

Posting questions from tests, exams or other third party content may be an infringement of copyrights of the owner of the posted content. In most cases, asking for help on an exam or test, or helping someone during their test or exam, will be considered cheating by the institution or by OpenStudy. OpenStudy reserves the right to remove such content and/or suspend, ban or otherwise remove Users from the system who are suspected of cheating. If you feel there is an error, You may email contact@openstudy with an explanation but You acknowledge that the determination to remove content or suspend, ban or otherwise remove a User from the system is within the sole discretion of Company.

Answer 6

well, if you really are wanting to cheat on a test, it's nto like you can't look this stuff online. You're really bad at cheating.... you put your name and associated with online records showing you cheated.

Answer 7

most of these questions I remember not doing legitimately... personal finance is 50% common sense 50% google if you really want to do it that way.

Answer 8

I know I could do it if i worked at it but i'm running out of time and need help somehow!

Answer 9

oh you'll be fine... think of it this way - at least next time you'll save yourself some more time to cheat

Answer 10

Henry, Please do not use OpenStudy for Cheating :)
This is a study site and should be used to learn and not pass exams!
Thanks :)

Answer 11

I've NEVER cheated before. But like I said, i'm really desperate. I got behind due to family issues and i reaaaalllllllllllllly need to pass

Answer 12

well, couldn't you ask for an extension?

Answer 13

No, I've worked through Christmas vacation and that was pretty much my last option. I understand though....thanks anyway.

Answer 14

Well, I've been in the same predicament (exact same, ironically) as you have been... how much time left and how much work left do you have?

Answer 15

Thanks for understanding Henry !
you can always use OpenStudy for learning :)
We would be glad to help you with that :)

and i'll let inky help you :)

Answer 16

Well, I have 68 lessons to complete before Monday.

Answer 17

why would you wait so long O.O

Answer 18

oh... well I've done 20 a day before

Answer 19

Thank you @hartnn

Answer 20

and my lessons were one a day

Answer 21

I been doing about 16 a day...I'm just running out of steam. This is my senior year as well.

Answer 22

the trick is in the mindset honestly. Search for the quickest way to complete the work... not in getting the answers, but in actually doing the work. If you skim over the key parts of the modules you will be able to retain almost all of what you need for the assessments

Answer 23

It wasn't out of laziness believe me.

Answer 24

then you just rinse and repeat until you finish

Answer 25

I'm not suggesting that you do all the silly crap on the slides, but do what's necessary to understand the concept, get teh terms in your short term memory by cramming, and move forward

Answer 26

I guess that will have to do, it's just super stressful. And I'm scared to death i won't make it...here goes nothing i suppose

Answer 27

also try to flush out all distractions.. including this one

Answer 28

Thank you guys for setting me straight and for the reality check! I better get to it.

Answer 29

good luck!