Help! I keep getting the wrong answer. D:

Brandon wants to retire in 42 years. He makes annual contributions to a Traditional IRA in the amount of $2,200. He is taxed at 33% today, but anticipates that will change to 15% in his retirement. If the average annual rate of return on the account is 4.9%, what is the effective value of Brandon’s IRA account when he retires?
$194,240.39
$246,424.38
$259,419.03
$260,919.93

Question

Help! I keep getting the wrong answer. D: 

Brandon wants to retire in 42 years. He makes annual contributions to a Traditional IRA in the amount of $2,200. He is taxed at 33% today, but anticipates that will change to 15% in his retirement. If the average annual rate of return on the account is 4.9%, what is the effective value of Brandon’s IRA account when he retires?
$194,240.39
$246,424.38
$259,419.03
$260,919.93