Question

I need help. Jose is 40 years old and has had a retirement portfolio for 15 years. He still has about 27 years to go before retirement. Which breakdown of investments would a financial advisor most likely suggest for Jose at this point in time?

0% high-risk; 10% medium-risk; 90% low-risk

10% high-risk; 20% medium-risk; 70% low-risk

30% high-risk; 45% medium-risk; 25% low-risk

70% high-risk; 25% medium-risk; 5% low-risk