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OpenStudy (anonymous):

*Actually help me understand ARM rate mortgages? thanks... example a bank advertises a 3/2 Arm at 3.75% with a 3/9 cap, what is the max interest rate that can be charged during the 4th year? WANT HELP UNDERSTANDING NOT JUST THE ANSWER... thanks

OpenStudy (anonymous):

also what would be the rate cap for this? would it be 12 or 9???

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