Question

Why might a bank offer to make a loan to a customer at a low initial rate which will increase after a set period of time?
To fool the customer into making an unmanageable commitment
To make the loan look more attractive and competitive in the long run
To make the loan look more attractive and competitive now
The bank accepts making less money in the later years of the loan

Answer 1

c?

Answer 2

yup, good job!