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OpenStudy (anonymous):
Justin has a credit card with a limit of $1,000 and an introductory APR of 0% for six months. After that the, APR for purchases is 22.9%. The APR for cash advances is 24.9%. The penalty APR is 29.4%. The annual fee is $39, the late payment fee is $35, and the over limit fee is $29. Justin obtains $350 from an ATM using his credit card. Which of the following APRs apply to his account?
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