Question

What is the best way to combine these sentences?

Saving money is not hard to do. You have to have a plan and stick to it.
A. When saving money, it's not hard to do only you have to have a plan you can stick to no matter what.
B. Saving money is not hard to do, but you have to have a plan and stick to it.
C. Although saving money is not hard, you may find it hard if you don't have a plan and stick to it.

Answer 1

B.