The fact that financial services are more plentiful and easier to access means that A. consumers need to be better informed about what services are available and what those services cost. B. most people have all the information they need when they make financial choices. C. there is less need to plan for financial choices than there was several decades ago. D. workers need not be concerned about saving for retirement.
Although credit cards are a safe and convenient way to pay for things, it is always best to A. only pay the minimum payment each month. B. have as many cards as you can get. C. plan for credit card payments in the individual or family budget. D. pay them off over as long a time period as possible.
Home ownership is desirable for all of the following reasons EXCEPT: A. It has fewer related costs than renting. B. There are tax deductions for mortgage interest payments. C. Owning a home provides security. D. Over time, the home becomes a good investment.
In the home buying process, what is the usual function of the realtor? A. verifies that the seller owns the property B. helps the buyer find the home C. arranges mortgage financing D. prepares the abstract of title
A property manager can take which of the following into account when deciding whether to rent an apartment to an applicant? A. the ethnicity of the applicant B. the age of the applicant C. the credit worthiness of the applicant D. the physical disability an applicant has
A limitation on how a piece of real estate can be used or improved is called a: A. depreciation B. setback C. title D. deed restriction
Which of the following is true of small business owners? A. The work business owners do requires little physical stamina. B. The business owner starts with a business plan. C. The business owner need to know little about management and finance. D. It's easy for most business owners to find a marketable idea.
Although credit cards are a safe and convenient way to pay for things, it is always best to C. plan for credit card payments in the individual or family budget. Imma have to say C for this one!
In the home buying process, what is the usual function of the realtor? D. prepares the abstract of title Imma go with D on this one, but Im not to sure!
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