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Tom Harris is twenty-four. He purchases $15,000 of ten-year term insurance.

a. semi-annually
$31.75
$31.13
$62.25

b. quarterly
$16.19
$14.94
$15.56

c. monthly
$6.23
$5.60
$5.19

Question

​    https://clackamasweb.owschools.com/media/o_cma_2015/4/cmlifins.gif
Tom Harris is twenty-four. He purchases $15,000 of ten-year term insurance.

a. semi-annually
$31.75
$31.13
$62.25

b. quarterly 
$16.19
$14.94
$15.56

c. monthly 
$6.23
$5.60
$5.19

tkhunny · Answer

Again, have you considered reading the table.

Go down the left-most column until you find age 24.
Go across that row until your find  10-year term.

Multiply by the number of units.

Multiply by the mysterious Modal Factors.