When should you open a credit card account?

When you want to take an exotic vacation
When you have a plan for paying it back
When you need new clothes for an event
When you want to loan money to a friend

Question

When should you open a credit card account?

When you want to take an exotic vacation
 When you have a plan for paying it back
 When you need new clothes for an event
 When you want to loan money to a friend

Timmyspu · Answer

So there is one that is wrong that I can see do you know what that one is?

theyadoreshayyy · Answer

obvvvvss c

Timmyspu · Answer

Yes so is there any others that makes sense to be wrong?

Angle · Answer

The goal of having a credit card should be to build one's credit score and/or to earn rewards points. Truly effective credit card usage means to never spend amounts that you cannot afford on the spot & to not drag out paying back the costs of the credit card / try not to pay interest

theyadoreshayyy · Answer

basically the answer would be b right ?

Timmyspu · Answer

@angle wrote:

The goal of having a credit card should be to build one's credit score and/or to earn rewards points. Truly effective credit card usage means to never spend amounts that you cannot afford on the spot & to not drag out paying back the costs of the credit card / try not to pay interest

That is very well said.

Timmyspu · Answer

@theyadoreshayyy wrote:

basically the answer would be b right ?

Yes you are correct but also read what @angle said that is really important.

theyadoreshayyy · Answer

i did, that why ii said that

theyadoreshayyy · Answer

thank you everybodyyyyyy <3

Timmyspu · Answer

No problem!