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POYO:
Reuben works full-time and has racked up a $5,000 debt on his credit card, which is now maxed out. What is the next step Reuben should take? Apply for a new credit card with a higher limit Cut up the credit card and vow to never get in that much debt again Destroy his credit card and put aside a set amount out of each pay cheque to pay off his debt
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