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OpenStudy (anonymous):
Option one: pay 2000 down. Now you owe 14000-2000= 12000 to get the monthly payment, divide 12000/60 Option two: no down payment. So you owe 14000. Interest is 2% per year for 6 years: P*r*t=14000*.02*6= total interest that will be charged. Add interest to 14000 to get total amount of loan To get the monthly payment, divide by 72. Hoping this helps! (I got 200 for option 1, and 217.78 for option2)
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