Question

A hard inquiry on your credit history is a request made by

a potential lender and could negatively impact your credit score

a potential lender and cannot negatively impact your credit score

your employer or current creditors and could negatively impact your credit score

your employer or current creditors and cannot negatively impact your credit score

Answer 1

It's an enquiry it can't impact your credit score, employers do background check. SO I think it should be option b.

Next time post your finance question not involving Maths in Economics

Answer 2

That is what a soft inquiry is. It's choice A. in case anyone else stumbled upon this question.