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OpenStudy (anonymous):
How are a 25-year 4% fixed rate mortgage and a 25-year 4% adjustable rate mortgage with terms 3/1 and a cap of 2/7 the same? How are they different?
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OpenStudy (anonymous):
Fix rate is a another way of saying "Short tax" it has 2 Tax Yrs in 1 Month,so for example 6 month is 12 yrs,1st of the month is a Tax yr and the last day of the month is a another Tax Yr?
OpenStudy (anonymous):
Adjustable only deal with if you "default" meaning they can chatrge Interest on the loan,fixed means Good Faith Dealing,or Trustworthy Standards.
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