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OpenStudy (anonymous):
what is the APR formula??
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OpenStudy (anonymous):
Annual Percent Rate(APR) is the interest rate that reflects all the costs of the loan during a one year time period. Though the APR can be calculated in several ways depending on the terms of the loan, the formula which includes the basic components is: APR = [2 x Number of Payments per Year x Total Finance Charges] / [Original Loan Proceeds x Total Number of Payments + 1]
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