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is this calculus ? (or are you supposed to use calculus to answer it?)
if we have P of something, and it grows 10% in one year we would write an equation that looks like this \[ y = P + 10\% \cdot P \] or , changing 10% to 0.1 \[ y= P+0.1P \\ y= (1+0.1)P \] if it grows another 10% the next year, we would write \[ y= ( (1+0.1)P ) \cdot (1+0.1) \\ y= (1+0.1)^2P \] in in n years \[ y= (1+0.1)^nP \]
notice that 10% growth means (1.1)^x if we had 0.9 instead of 1.1, instead of growing, P would get smaller \[ y = 0.9P = (1 - 0.1)P = P - 0.1P = P - 10\% P \] 0.9 means it decreases by 10% each year.
For your problem, I would change 0.82 to 1 + some number then change the "some number" to a percent
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