You save $8,500. You place 40% in a savings account earning a 4.2% APR compounded annually and the rest in a stock plan. The stock plan decreases 3% in the first year and increases 7.5% in the second year.

30. What is the total gain at the end of the second year for both accounts combined?
31. If you had invested 60% in the savings account and the rest in the stock plan, what is the difference in total gain compared to the original plan?

Question

You save $8,500. You place 40% in a savings account earning a 4.2% APR compounded annually and the rest in a stock plan. The stock plan decreases 3% in the first year and increases 7.5% in the second year. 

30. What is the total gain at the end of the second year for both accounts combined? 
31. If you had invested 60% in the savings account and the rest in the stock plan, what is the difference in total gain compared to the original plan?