Medal for correcting me ?

They have calculated all of the associated fees as well as any other expenses. They have $6,000 available to purchase the points, and plan to stay in the house for 14years.
Loan A Loan B
$278,100 $278,100
20-year fixed 20-year fixed
6.94% 6.62%
0 discount points 3 discount points
M = $2,146.10 M=$2,093.13
-----------------
Loan A = 515064.0
Loan B = 780451.2

515064.0 -780451.2 = 26587.2

Question

Medal for correcting me ? 

They have calculated all of the associated fees as well as any other expenses. They have $6,000 available to purchase the points, and plan to stay in the house for 14years. 
Loan A                           Loan B
$278,100                   $278,100
20-year fixed             20-year fixed
6.94%                            6.62%
0 discount points        3 discount points 
M = $2,146.10          M=$2,093.13
-----------------
Loan A = 515064.0
Loan B = 780451.2

515064.0 -780451.2 = 26587.2

anonymous · Answer

My choices :

They should purchase the discount points because they will be in the house long enough to justify the purchase.

 They should not purchase the discount points because they will not be in the house long enough to justify the purchase.

 They should not purchase the discount points because they do not have enough available cash.

 They should purchase the discount points because available cash should always be used to buy points.

anonymous · Answer

My answer I choose is ----> They should purchase the discount points because available cash should always be used to buy points