Question

(Insurance MC)

A patient has a healthcare plan with a prescription benefit that offers two different options.

Option A: $80 monthly premium and $20 co-pay per prescription
Option B: $70 monthly premium and $35 co-pay per prescription

If the patient fills an average of seven prescriptions each month, which option is the least expensive and what is the total out of pocket?

Option B is the least expensive, with a total out of pocket of $315.
Option A is the least expensive, with a total out of pocket of $315.
Option B is the least expensive, with a total out of pocket of $220.
Option A is the least expensive, with a total out of pocket of $220.

Answer 1

Option A is the least expensive, with a total out of pocket $220