Jose is 40 years old and has had a retirement portfolio for 15 years. He still has about 27 years to go before retirement. Which breakdown of investments would a financial advisor most likely suggest for Jose at this point in time?

0% high-risk; 10% medium-risk; 90% low-risk

10% high-risk; 20% medium-risk; 70% low-risk

30% high-risk; 45% medium-risk; 25% low-risk

70% high-risk; 25% medium-risk; 5% low-risk

Question

Jose is 40 years old and has had a retirement portfolio for 15 years. He still has about 27 years to go before retirement. Which breakdown of investments would a financial advisor most likely suggest for Jose at this point in time?

 0% high-risk; 10% medium-risk; 90% low-risk

 10% high-risk; 20% medium-risk; 70% low-risk

 30% high-risk; 45% medium-risk; 25% low-risk

 70% high-risk; 25% medium-risk; 5% low-risk

anonymous · Answer

What was the answer? Or could you at least help me figure it out?

anonymous · Answer

Yeah, I have this question too!

anonymous · Answer

@kropot72

anonymous · Answer

@paki can you please help me?

kropot72 · Answer

The choice would depend on the 'risk profile' of the client. Assuming that Jose is risk-averse, the likely choice would be 30% high-risk; 45% medium-risk; 25% low-risk.