Question

arty makes $1,050 weekly working as a plumber. After being hit by a car, he requires back surgery. Marty is billed $145,000 for the surgery and $23,000 for follow-up care. He is unable to work for two years. How much money is John entitled to receive from his basic disability insurance?


Select the best answer from the choices provided.
$168,000
$145,000
$109,200
$277,200

Answer 1

@JoannaBlackwelder

Answer 2

@marty

Answer 3

do i have 1,050 X 24 = 2 years

Answer 4

i dont get it

Answer 5

I don't know much of anything about disabillity insurance, but he made that in a week. There are 52 weeks in a year.

Answer 6

104 weeks in 2 years

Answer 7

Another type of insurance is disability insurance, which protects individuals against lost wages when they cannot work for medical reasons. The biggest cost of an accident is often not the medical bills, but the loss of wages.

Answer 8

Does it cover lost wages and medical bills?

Answer 9

it covers wages only

Answer 10

thank you i got the answer

Answer 11

109,200

Answer 12

Yw :)

Answer 13

i didn't get this one

Answer 14

Shelly is looking at the life insurance policies listed in the table below. Which insurance company provides the most coverage per dollar of premium?

Annual Premium Policy Value
Alvin's Insurance $350 $500,000
Daybreak Insurance $200 $300,000
Venus Insurance $250 $350,000
Zoro's Life & Casualty $225 $300,000



Select the best answer from the choices provided.
Alvin's Insurance
Daybreak Insurance
Venus Insurance
Zoro's Life & Casualty

Answer 15

Policy value is coverage

Answer 16

you said divide

Answer 17

plz find the answer i wanna pass this quiz

Answer 18

Right. Divide policy value by the premium.

Answer 19

The one with the largest ratio is the best deal.

Answer 20

I'm trying to help you find the answer.

Answer 21

0.0007
0.00066666666
0.00071428571
0.00075

Answer 22

like that?

Answer 23

there in order

Answer 24

its B?

Answer 25

That is upside down. DOIng it that way you would need to find the smallest one, not the largest.

Answer 26

Yeah, that 's what. I get. :)

Answer 27

then is the first one?

Answer 28

ok

Answer 29

@JoannaBlackwelder its the first one

Answer 30

@JoannaBlackwelder plz help

Answer 31

I get the second one.

Answer 32

its B?

Answer 33

You get. 1500 dollars of coverage for each dollar of premium.

Answer 34

For the second one.

Answer 35

1428 for the first.

Answer 36

so its the second ?

Answer 37

Yes

Answer 38

so the answer is Daybreak Insurance $200 $300,000?

Answer 39

Yes

Answer 40

okay thank you so much you really help me a lot

Answer 41

oris cannot afford his current car insurance payments. How can he most easily lower them?


Select the best answer from the choices provided.
by decreasing his deductible
by driving with fewer passengers
by buying a cheaper car
by increasing the length of his policy

Answer 42

Yw

Answer 43

@JoannaBlackwelder

Answer 44

we can eliminate B AND C

Answer 45

Why?

Answer 46

ill pull some source

Answer 47

Cheaper cars usually have lower insurance costs in my experience.

Answer 48

Common types of insurance include health, life, liability, disability, property, renters, and homeowners. Each type can protect the policyholder from catastrophic losses and may be required by contract or law. Insurance policies change depending upon their terms. Many things can change the price of insurance policies. Raising a deductible, decreasing a maximum coverage limit, or increasing a co-pay can decrease premiums. Sometimes, changing behaviors can affect insurance premiums.

Answer 49

Very correct cheaper lower insurance

Answer 50

im going with that one

Answer 51

Which one?

Answer 52

cheaper car

Answer 53

Sounds good. :)

Answer 54

Ivan wants to lower the cost of his car insurance. Which action is NOT likely to decrease his insurance cost?


Select the best answer from the choices provided.
Ivan can drive a cheaper car.
Ivan can forgo collision insurance.
Ivan can quit smoking.
Ivan can increase his deductable.

Answer 55

@JoannaBlackwelder its either B OR D

Answer 56

Do you have any ideas on this one?

Answer 57

Its asking which choice will increase his insurance?

Answer 58

I believe is B

Answer 59

Typically, collision insurance covers more than liability and therefore has higher premiums.

Answer 60

@JoannaBlackwelder

Answer 61

Raising a deductible, decreasing a maximum coverage this one relate to D

Answer 62

Forgoing collision lowers premiums though

Answer 63

wait

Answer 64

raising deductible only happens to other insurance not car insurance

Answer 65

Common types of insurance include health, life, liability, disability, property, renters, and homeowners. Each type can protect the policyholder from catastrophic losses and may be required by contract or law. Insurance policies change depending upon their terms. Many things can change the price of insurance policies. Raising a deductible, decreasing a maximum coverage limit, or increasing a co-pay can decrease premiums. Sometimes, changing behaviors can affect insurance premiums.

Answer 66

no its forgoing collusiion

Answer 67

your car is not worth very much money and you have an emergency fund in place, you should consider foregoing collision insurance. Without collision insurance, this means that if you get into an accident and your car is totaled (damaged beyond repair) , you will have to pay 100% of the cost to repair or replace your vehicle. You should do a cost benefits analysis to determine if this coverage is worth it to you.

Answer 68

@JoannaBlackwelder what you think

Answer 69

The website isn't working well. I'll have to come back later.

Answer 70

what website?

Answer 71

This one.