How do credit card companies use a person's credit report?

to help them figure out ways to pay off their outstanding debt

to figure out if that person has been using a budget

to determine if that person should be given a loan or credit card

to calculate how much interest the person is owed on their account

Question

How do credit card companies use a person's credit report?

to help them figure out ways to pay off their outstanding debt

to figure out if that person has been using a budget

to determine if that person should be given a loan or credit card

to calculate how much interest the person is owed on their account

Pixel · Answer

Indecisive between A and D, leaning more for D, cause your bank can help with figuring debt

Isry · Answer

Notice how in D it says “interest the person is owed on their account” so that would be talking about interest the client receives not the company. So I think it’s C.

Pixel · Answer

Oh i see, i thought it meant credit card usage, and not their credit report (credit score)

Isry · Answer

To me the question seems to be asking how credit card companies use Credit Score. If this was the case then they would determine the ability of someone to get a loan or a credit card.